TO ELIMINATE DEBTS

PROPER USE OF CREDIT CARDS

How nice it is to have credit cards because they help you with magical purchases, everything you need, but... you also acquire a debt and you have to pay. You've gotten used to paying the bare minimum each month while your credit card debt is skyrocketing, as if you need to control your spending on multiple cards (and their corresponding finance charges and commissions), try these tips to reduce your credit card debts.

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1. Eliminate the feeling of guilt first, If you are tormented by debt, you could stop taking the necessary steps to get out of it. It is easy to think: "The debt reaches my neck. What difference does it make a little more!". But if you correct your course now, you can reach other financial goals, like saving to buy a house or a car, or have a baby. 2. Leave all but one card at home. Using just one card allows you to be more aware of what you are spending, and if you tend to go over the limit of what you can spend on your cards, using a single card will help. to avoid major damage

4. Pay on time so as not to generate interest. If you have three credit cards and pay late twice a year (even the next day), you will end up paying up to 180 times more a year, check the interest rates in the banks in your country. 5. Consolidate your debt, you must be very careful with the company you choose because the consolidation could end up being more expensive than if you paid your debts individually and on your own. Be sure to read the fine print of the contract well and ask yourself what they gain, because even if the interest offered to you